★UsedCarsBuyers.com
Call or text (832) 877-6402
Financed cars · Lien payoff

Still owe on it? We can pay it off.

Selling a financed car sounds complicated. It isn't. We pay your lender directly, handle the lien release, and pay you any difference.

✓ We pay the lender ✓ Equity paid to you ✓ Paperwork handled
Free offer · no obligation ★

What are you selling?

Takes a minute. We'll get back to you fast.

We'll call or text you back — usually the same day. Your info stays private and is never sold. Prefer to talk? Call or text (832) 877-6402.

✓

Got it — we're on it.

Thanks! We'll review your car and reach out shortly with a cash offer. Keep your phone handy.

★ Licensed & bonded Texas dealer 24hr Same-day offers & pickup $$$ Cash, check, or transfer — your call 0 Fees. The offer is the number

Cars with a loan

Lots of people sell a car before the loan is paid off. That's completely normal. In Texas, the lender (the "lienholder") is listed on the title, and the loan has to be paid off before the title can transfer. We take care of that part.

How it works

  1. Get your payoff amount. Call your lender or check your online account for the "10-day payoff" — that's different from your balance.
  2. Get our offer. Fill out the form above and mention the lender and payoff amount in the notes.
  3. We pay the lender directly. If our offer is more than what you owe, you get the difference — that's your equity.
  4. The lien is released. The lender releases its lien and the title transfers. We walk you through any paperwork.

What if I owe more than the car is worth?

That's called being "upside down" or having negative equity. You can still sell — you'd just cover the gap between our offer and your payoff. Many people do this to get out from under a high monthly payment or insurance bill. We'll show you the numbers up front so there are no surprises.

What to have ready

  • Lender name and account number
  • Your 10-day payoff amount
  • Your driver's license and the car's keys

New to selling a car in Texas? Our Texas car-selling guide covers every step.

Common questions

Good to know.

Can I sell my car if I still have a loan?
Yes. We pay your lender directly from the purchase price, and if our offer is more than your payoff, we pay you the difference.
What if I owe more than the car is worth?
You can still sell. You would pay the difference between our offer and your loan payoff. We show you the numbers before anything is final.
Do I need the title if there is a lien?
Often the lender holds the title or is listed on it. That is fine — once the loan is paid off, the lien is released and the title can transfer.

More ways we help

Whatever you're driving, we're buying.

Junk & non-running carsDead engine, no start, sitting for months → Wrecked, flood & hail carsAccident, flood, and hail damage → High-mileage cars150k, 200k, 300k miles and up → Title problemsLost, salvage, or rebuilt titles → Texas selling guidePaperwork checklist, step by step →

We also buy cars in

Won't start? Wrecked?

A car that won't run is still worth cash.

We buy non-running, high-mileage, flood, and damaged vehicles every week. Before you sell it for scrap, see what we'll pay.

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